The Karnataka State Government’s e-Government Department has partnered with the National Payments Corporation of India (NPCI) and State Bank of India (SBI) to enable and implement “e-RUPI”, a non-cash and contactless payment solution for students under its scholarship programme.
e-RUPI will be used to ensure the leak-proof delivery of tuition fees to eligible students by digitally paying the college or institute by the Karnataka State Government.
The Karnataka State Government will have e-vouchers delivered to the phones of eligible students. The coupon code can be received on the premium phone as well. NCPI said in a statement that students will be able to redeem the e-RUPI at the designated colleges or institutes for the intended purpose of fee payment.
To redeem the e-RUPI, the selected institutes will scan the QR code or SMS thread students display using an app or point of sale device, and this process will remove the requirement for any physical token delivery for students to take advantage of the scholarship, he said.
“e-RUPI is indeed a very powerful tool used by governments as it enables direct transfer of benefits to the target beneficiary safely and securely. The tool ensures that the beneficiary receives the benefit according to the system’s guidelines. Under this initiative, each transaction is mapped with the beneficiary and the institution to ensure that the e-voucher can be redeemed by the college to which the student is enrolled.
The Karnataka State Government has included around 176 schemes from 35 departments of the state government on the Direct Benefit Transfer Platform.
After the successful implementation of this pilot project, the state is considering using the e-RUPI voucher in other schemes such as seed distribution, fertilizer distribution, small irrigation projects, issuing laptops to students and giving skilled training, according to the statement.
“We believe that e-RUPI is a revolutionary initiative in the direction of ensuring adequate and leak-proof delivery of schemes. This is a win-win for both students and colleges. While students receive the voucher, they can redeem it only to pay the fees to the colleges/institutes,” said NPCI’s Head of Product, Kunal Calathea.